Section I: The Spiritual Disclaimer

1. For Educational and Entertainment Purposes Only: The information, insights, and guidance provided through this site and during any individual sessions are intended solely for educational, spiritual, and entertainment purposes. Spiritual teachings, intuitive readings, and coaching are subject to your own personal interpretation and discernment.

2. Not Medical, Mental Health, or Financial Advice:

No Medical Care: I am a spiritual teacher and guide, not a licensed medical doctor, psychologist, therapist, or healthcare professional.

No Substitutes: The services offered on this site are not a substitute for professional medical, psychological, or psychiatric evaluation, diagnosis, or treatment.

Seek Professional Help: Always seek the advice of your physician or other qualified health providers with any questions you may have regarding a medical or mental health condition. Never disregard professional medical advice or delay seeking it because of something you have read on this Site.

3. Personal Responsibility and No Guarantees: You accept 100% personal responsibility for your own physical, mental, emotional, and spiritual well-being. While I share tools and insights with the highest intention, I cannot guarantee any specific outcomes, breakthroughs, or financial results from using my Services. Your success depends entirely on your own free will, effort, and commitment.

Section II: Terms of Service & Commerce

4. Eligibility and Community Guidelines: By using this site, you confirm you are at least 18 years of age. You agree to interact with this community with respect, kindness, and alignment. I reserve the right to refuse service or terminate access to anyone who exhibits abusive, disruptive, or disrespectful behavior.

5. Payment, Refunds, and Cancellations:

Payments: All payments for sessions, courses, or digital products are processed securely through our third-party processors.

Cancellation Policy: If you need to reschedule a one-on-one session, you must do so at least 72 hours in advance. Late cancellations or no-shows will forfeit their payment.

Refunds: Due to the personalized and energetic nature of spiritual work and the instant delivery of digital products, all sales are final and non-refundable unless otherwise specified.

6. Intellectual Property: The text, graphics, meditations, course materials, blog posts, and audio recordings on this site are my intellectual property. You are welcome to share quotes or links with proper credit, but you may not copy, resell, modify, or distribute my content as your own without written permission.

7. Limitation of Liability: To the fullest extent permitted by law, Sharron Ragan Consulting through Heart Soul and Art LLC and its owner shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this Site or its Services.